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Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

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Joni Ginno

1915 Esplanade
Chico, CA 95926
ABOUT ME

Who finds their career at age 16?  Honestly I was just looking for an after school job!  The State Farm agent’s office in a small Northern California town was the second office that I walked into that day and a character of a man (envision Johnny Cash) hired me on the spot!  Insurance was a foreign world to me considering that I was still a dependent and had not yet needed to secure any insurance on my own.  However, as I look back, I believe it was the fear of not knowing anything that helped me to develop a style of communicating with my customers in an easy to understand manner.  I remember how that felt and it is super important to me that my team and I have the ability to explain insurance concepts in a way that makes sense to you.  I always joke that you may not remember anything after our time together but I assure you that while you are here, you will be knowledgeable about your auto insurance, homeowner insurance and life insurance options and empowered to make the appropriate decisions for you and your family.

 

With State Farm on my resume, I was able to continue to be employed as I moved to Chico to attend college.  Because I worked and went to school, it took me twice as long to earn my degree.  The reward is having the satisfaction of paying my own way through college with no loans and no other financial assistance.  The cherry on top was that State Farm hired me to be a Claims Adjuster for the company right out of college.  The experience of working with our customers after they had experienced a significant loss to their largest asset, their home, was incredibly rewarding.   The information I gained in that role has absolutely assisted me and my team as we continue to work with our customers as they recover from the unexpected. 

 

After my Claims experience in Butte county, I was recruited onto a Management Team with State Farm.  Four years later, in 1999, was fortunate enough to be selected to open my own State Farm Agency business.  I have developed an amazing team that are simply rock-stars in the business.  They are caring, friendly and professional, they strive to delight with every customer contact.  Our office provides a warm, welcoming and efficient environment.  Our customers are our friends and our responsibility. We do not take that lightly nor do we take it for granted.  We are the “secret sauce” combining hi-tech with our soft touch.  Insurance is a commodity but the value we deliver through our relationships is not. 

 

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ABOUT ME

Who finds their career at age 16?  Honestly I was just looking for an after school job!  The State Farm agent’s office in a small Northern California town was the second office that I walked into that day and a character of a man (envision Johnny Cash) hired me on the spot!  Insurance was a foreign world to me considering that I was still a dependent and had not yet needed to secure any insurance on my own.  However, as I look back, I believe it was the fear of not knowing anything that helped me to develop a style of communicating with my customers in an easy to understand manner.  I remember how that felt and it is super important to me that my team and I have the ability to explain insurance concepts in a way that makes sense to you.  I always joke that you may not remember anything after our time together but I assure you that while you are here, you will be knowledgeable about your auto insurance, homeowner insurance and life insurance options and empowered to make the appropriate decisions for you and your family.

 

With State Farm on my resume, I was able to continue to be employed as I moved to Chico to attend college.  Because I worked and went to school, it took me twice as long to earn my degree.  The reward is having the satisfaction of paying my own way through college with no loans and no other financial assistance.  The cherry on top was that State Farm hired me to be a Claims Adjuster for the company right out of college.  The experience of working with our customers after they had experienced a significant loss to their largest asset, their home, was incredibly rewarding.   The information I gained in that role has absolutely assisted me and my team as we continue to work with our customers as they recover from the unexpected. 

 

After my Claims experience in Butte county, I was recruited onto a Management Team with State Farm.  Four years later, in 1999, was fortunate enough to be selected to open my own State Farm Agency business.  I have developed an amazing team that are simply rock-stars in the business.  They are caring, friendly and professional, they strive to delight with every customer contact.  Our office provides a warm, welcoming and efficient environment.  Our customers are our friends and our responsibility. We do not take that lightly nor do we take it for granted.  We are the “secret sauce” combining hi-tech with our soft touch.  Insurance is a commodity but the value we deliver through our relationships is not. 

 

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Our office can always be reached at (530) 891-5881
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We focus on protecting our customer's assets while providing remarkable service. We want to be your friends in the business.

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I am the proud mother of two incredible little boys and married to the love of my life. My family and I enjoy going on adventures and being outdoors every chance we get. I began my career in the insurance industry in 2011 and have been working in customer service for over 20 years. In December of 2014, I achieved the CISR Elite designation. Helping others has always been my passion and I am very proud to be a part of the Ginno Team!

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I have been in the insurance industry since 2019. I enjoy fitness and makeup. I have 2 dogs that I absolutely adore! I am grateful to be a part of the Ginno Team.

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I started working in insurance in 2018 and have worked in customer service since I was 18. I enjoy cooking and spending time with my friends and family. I am a proud dog mom and very proud to represent the Ginno Team! I look forward to helping you and your family/friends with all your insurance needs! 

Eric DeGarmo State Farm Agent Team Member

Eric DeGarmo

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I am the proud father of two boys and have been married to my wife for 4 years. I have been in the service industry for 23 years and began my career with State Farm in 2020.  My entire work career has been dedicated to putting the customer first. I am blessed to be surrounded by the most amazing insurance team in Chico. In my spare time I enjoy spending time with my family, woodworking and being outdoors.

MS

Myrna Sanchez

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Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.
Agent License for Joni Ginno
CA-0732591

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Disclosures

Securities distributed by State Farm VP Management Corp.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit AmericanPetInsurance.com . For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion® . State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.