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Profile photo of a State Farm Agent named: Joni Ginno

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State Farm® Insurance Agent

Joni Ginno

Joni Ginno Ins Agency Inc

(530) 891-5881
1915 Esplanade
Chico, CA 95926

Between 9th & 10th Avenue

Profile photo of a State Farm Agent named: Joni Ginno

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


1915 Esplanade
Chico, CA 95926


English, Spanish

November is National Veterans and Military Families Month

Veterans Day continues to be observed on November 11, regardless of what day of the week on which it falls. The restoration of the observance of Veterans Day to November 11 not only preserves the historical significance of the date, but helps focus attention on the important purpose of Veterans Day: A celebration to honor America’s veterans for their patriotism, love of county, and willingness to service and sacrifice for the common good. To the nearly 5.2 million service members and families, we celebrate and thank you for the support you give to our nation each day.

Now,about me...

At the age of 16, I stumbled into the world of insurance while looking for an after-school job. Little did I know that this was the beginning of a career path that would lead me to become a State Farm Insurance agent in Chico, CA. The character of a man who hired me on the spot at the State Farm agent's office in a small Northern California town became my mentor and influenced my style of communicating with customers in an easy to understand manner.

As I reflect on my journey, I realize that my fear of not knowing anything about insurance helped me develop a unique communication style that ensures my team and I can explain insurance concepts in a way that makes sense to you. Our goal is to empower you to make informed decisions about your auto, homeowner, and life insurance options.

Working and attending college in Chico, I was able to pay my own way through college with no loans or financial assistance. The reward was being hired as a Claims Adjuster for State Farm right out of college. The experience of working with customers who had experienced significant losses to their homes was incredibly rewarding and has helped me and my team as we continue to assist customers who are recovering from the unexpected.

After working on a management team with State Farm, I was selected to open my own agency in 1999. Since then, I have built an amazing team that is caring, friendly, and professional. Our customers are our friends, and we take our responsibility to them seriously. We combine hi-tech with a soft touch to deliver value through our relationships. While insurance may be a commodity, the value we deliver is not.

"The most fearless thing we can do is keep showing up with love and grace and joy in our real, right-now lives." ~Sarah Bessey

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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It is our promise to deliver quality service by listening, understanding, and caring for our customers. Our mission is to set the standards of service in our industry by providing knowledge and value to our customers experience.

Team Ginno is happy to welcome Yoselin to the team!

Melissa Mercado State Farm Agent Team Member

Melissa Mercado

Insurance Account Representative

I have been in the insurance industry for over 20 years. I have been blessed with an amazing husband and 2 amazing kids I am grateful to work with a great team in insurance industry, the Ginno Team. I look forward to helping you with your insurance and financial needs.

Cameron Giambastiani State Farm Agent Team Member

Cameron Giambastiani

Account Representative

I started working in insurance in 2018 and have worked in customer service since I was 18. I enjoy cooking and spending time with my friends and family. I am a proud dog mom and very proud to represent the Ginno Team! I look forward to helping you and your family/friends with all your insurance needs! 

Eric DeGarmo State Farm Agent Team Member

Eric DeGarmo

Account Representative

I am the proud father of two boys and have been married to my wife for 4 years. I have been in the service industry for 23 years and began my career with State Farm in 2020.  My entire work career has been dedicated to putting the customer first. I am blessed to be surrounded by the most amazing insurance team in Chico. In my spare time I enjoy spending time with my family, woodworking and being outdoors.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.